Privacy Policy -

This document describes how Insurance Council of Australia Limited ABN 50 005 617 318 (the ICA) through its division, the Australian Resilience Taskforce (ART), complies with the requirements of the Privacy Act 1988 (Cth) (Privacy Act), including the Australian Privacy Principles, and any other applicable privacy laws in Australia in respect of the website (Website).

This Privacy Policy only relates to how the ICA collects, holds, uses and discloses your personal information. It does not deal with, nor is the ICA responsible for, how its members collect, hold, use and disclose your personal information.

What kinds of personal information does the ICA collect and hold?

This Privacy Policy uses the definition of "personal information" which is provided in the Privacy Act.

The kinds of personal information that the ICA, collects and holds, relating to the ART and services provided through the Website, include contact details, employment history, educational qualifications, photographs and other recordings, complaint details, and other information that is relevant to its functions or activities.

The information collected is normally limited to the minimum information required to establish and maintain routine communications with individuals in the course of the ICA's activities.

How does the ICA collect and hold personal information?

The ICA usually collects personal information directly from individuals through their use of the Website and when they contact the ICA by telephone, email, in person or otherwise in writing in connection with the ICA's services, functions or activities.

It only collects personal information for purposes directly related to functions or activities of the Website, including:

  1. the development of the Building Resilience Rating Tool and the Building Resilience Knowledge Database for residential buildings and building products in Australia and dealing with and processing information about residential buildings, products and resilience; 
  2. processing and dealing with inquiries from individuals about the ICA, the insurance industry, its member companies or other information provided by the ICA and providing general information in response to inquiries;
  3. collecting submissions and views regarding the political, social, business, regulatory and economic environment in Australia;
  4. arranging, promoting and hosting of events by the ICA;
  5. direct marketing of its services to individuals;
  6. distributing registration materials for events, confirming registration, receiving speakers' papers and other presentations, providing conference papers and notices of other ICA or ICA supported events;
  7. hosting blogs or forums on the Website;
  8. dealing with queries and responses relating to disasters and catastrophes;
  9. providing information in respect of its activities and those of its members to individuals;
  10. processing and dealing with information received from the public to help combat insurance fraud;
  11. taking photographs, video and audio recordings of attendees at ICA events and publishing these on the Website or elsewhere;
  12. receiving and processing applications for prospective employment or contracting opportunities at the ICA;
  13. other purposes relating to the ICA's objectives; and
  14. for Policy Committees and Working Groups - to distribute agendas and notes of meetings, discussion papers, draft submissions or technical questionnaires.

The ICA collects individuals' personal information (such as contact details, employment details, marital status and dietary requirements) through its agents, who collect such information on behalf of the ICA, when registering individuals for the ICA's events or providing other services to the ICA in connection with its functions and activities.

The ICA also collects individuals' personal information, which may include sensitive information from third parties who report suspected insurance fraud to the ICA.

If the ICA is not provided with information that it requests in connection with the above activities, it may not be able to provide its services to the relevant individual.


The ICA uses "cookies" on the Website. A cookie is a small amount of information which is transferred to the hard drive of your computer and which can identify your web browser but not you. Individuals can disable their web browsers from accepting cookies. If you do so, you can still access the Website, but not all services may be available.

Dealing anonymously or pseudonymously with the ICA

Individuals may deal with the ICA on an anonymous basis or using a pseudonym when making general inquiries to the ICA. However, the ICA may require certain contact details from individuals to respond to inquiries.

If the ICA solicits submissions or comments from individuals, or if the ICA hosts a blog or forum on the Website, individuals may use a pseudonym for publication with the submission. However, the ICA will require that the individual provide his or her name and contact details confidentially to the ICA.

How the ICA holds, uses and discloses personal information

Data security

The ICA holds personal information in a secure online database. It may also hold electronic copies of documents containing personal information (e.g. queries, complaints, CVs, membership application forms and other relevant documents) in a secure online database.

Where it holds personal information electronically, such information can only be accessed by authorised ICA staff using personal accredited passwords.

The keeping of personal information in hard copy is not encouraged by the ICA. Information is held in hard copy only for a reasonable time as necessary and stored securely. All ICA premises are protected by security access.

The ICA only holds and uses personal information for purposes directly related to its functions or activities or for the purposes for which the information was originally collected.

Disclosure of personal information

The ICA may disclose personal information provided to it to the following third parties:

  1. members of the ICA, such as insurance companies, to process queries or complaints received by the ICA from individuals;
  2. conference organisers;
  3. Federal, State or Territory police authorities and agencies;
  4. members of the ICA's Policy Committees and Working Groups;
  5. media organisations and agencies and other third parties for the purpose of dissemination and publication of photographs and audio and video recordings made by the ICA, or its agents, at events;
  6. the ICA's staff for the purposes of their work responsibilities; and
  7. other third parties providing law enforcement or administrative services.

The ICA's Policy Committees are comprised of representatives of the ICA's member companies and the ICA's staff and executives. Members of Policy Committees are nominated by the controlling officers of the ICA's members or by the ICA as relevant.  Working Groups may be established by the ICA from time to time to assist the ICA in addressing contemporary industry issues. Some of the ICA's Committees and Working Groups may have representatives from organisations that are not members of the ICA. 

The ICA does not generally disclose personal information to overseas recipients and will only do so in accordance with the Australian Privacy Principles.

Accessing and correcting personal information held by the ICA

Individuals may access personal information about them that is held by the ICA, and may make or seek changes to that information, by contacting the ICA by email at or call the ICA on 02 9253 5164.

If the ICA does not agree to provide access to personal information or to amend or annotate the information we hold about an individual, the relevant individual may seek a review of the ICA's decision.

If the ICA does not agree to make requested changes to personal information, an individual may make a statement about the requested changes and the ICA will attach the statement to the individual's record.


Individuals can send written complaints about a breach of the Australian Privacy Principles in relation to their personal information to or to The Privacy Officer, Insurance Council of Australia, Level 4, 56 Pitt Street, Sydney NSW 2000. Complaints will be reviewed by our Privacy Officer and a response will usually be provided within 30 days of receipt of the complaint by the ICA.

For more information about making a complaint, please contact the ICA at or call the ICA on 02 9253 5164.

If an individual believes that his or her complaint has not been satisfactorily addressed by the ICA, after following the procedure set out above, he or she can make a complaint to the Office of the Information Commissioner (OAIC). The OAIC's contact details are available on its website.

What is the difference between this rating and supplier ratings?

The rating you see at the top of the page is the resilience rating of the generic class of building material to a particular hazard. A supplier rating is particular to a specific supplier product. For example, clay bricks may have a resilience rating of '3' to inundation but a supplier may have made specific improvements to their bricks and may be able to achieve a resilience rating of '5' for their clay brick. "